In this series, the professionals at the B.O.L.D. Company will take you through the process of building a custom home in the Greater Cincinnati â€“ Northern Kentucky area. From plan and lot selection, to mortgage approval, to the actual construction, weâ€™ll take you behind-the-scenes each week for an inside look at a different part of the process.
This week, we look at the process of obtaining permits to begin construction of a new home:
What permits, approvals, and fee payments will be required prior to a new home construction project will depend on where the job site is located and what municipality and state govern within that region. The information that follows is a generalization of the procedures that The B.O.L.D. Company follows in the Northern Kentucky region of Greater Cincinnati. This article is intended only as an informational guide; be sure to check with your local and state agencies to find out what is required for your specific home site. Most agencies have requirements and applications available via their web sites.
The first approval to obtain, if applicable, is from the neighborhood association. This board or committee — sometimes known as the Architecture Review Board or the Design Review Board — will review site plans, house plans, and building materials, and will ensure that all of the subdivision restrictions are met. A non-refundable review fee may apply; similarly, many boards will collect a refundable performance bond which will be returned upon proper completion of the project.
Next, before we can obtain a building permit, we must: (1) either obtain an electrical permit or hire a licensed electrician; (2) hire a licensed HVAC contractor; (3) obtain from the county an encroachment permit for a driveway that connects to a county-maintained road OR obtain from the state an encroachment permit for a driveway that connects to a state-maintained road; and (4) if no sewer tap is available at the home site, obtain whichever of the following is appropriate: (a) for a septic system, a permit from the local health department; or (b) for an alternate sewage control system, a permit from the state division of water.
The next step is to obtain zoning approval and a building permit. In our area, the two departments work together — we prepare one batch of materials and documentation which we deliver to the planning commission, who, upon approval, passes the materials across the hall to the building department. (Each collects their own fees, however.) Generally required materials and documents, in addition to the items obtained in the previous step (above), include: (1) at least two copies of house plans; (2) workers compensation insurance certificate or a signed affidavit of exemption; (3) plot plan/site plan; and (4) sidewalk/driveway permit (usually issued as part of the building permit application process).
Once we obtain a building permit, which would not be issued without also receiving zoning approval, then we apply for municipal water (if applicable) and for a sewer connection permit (if applicable).
At this point, we are ready to begin construction!
The B.O.L.D. Company is uniquely situated to help you through each and every step of the custom home building process, from financing and design/selections to construction and warranty service. We are available to build on your lot in Northern Kentucky, or let our licensed real estate agents help you find the perfect home site! Our in-house drafting and design team, together with our on-staff licensed Professional Engineer, can help you find or design the plan of your dreams! And of course, B.O.L.D. combines quality products and craftsmanship with unsurpassed customer service, so that the finished home is everything you expect and more. Find out why 400+ other new home customers have trusted The B.O.L.D. Company since 1986!