Archive for February 2011
Negotiate Your Closing Costs
Many customers don’t realize that closing costs are negotiable, mortgage experts tell The New York Times. “There’s a lot of room for negotiation in the costs of closing and consumers should examine every charge and not hesitate to challenge them and try to bring them down” says Barry Zigas, director of housing policy at the…
Read MoreHome Loans to Get Costlier
Borrowers with Fannie Mae-backed loans will face higher borrowing costs and interest rates, even if they have a perfect credit score, starting on April 1. The agency is imposing a “loan-level price adjustment†on several mortgages, in which borrowers will be charged more in cost or higher interest rate based on how much down payment…
Read MoreTips for Choosing Upgrades for Your New Home
Most home owners opt to add some upgrades to a new home, which can be rolled into the mortgage opposed to paying for them later on their own. But the choices of what flooring, lighting, or other upgrades to choose can be overwhelming. Designer Candice Olson, author and host of HGTV’s “Candice Tells All,” says…
Read MoreHave Your Cake and Eat it Too with The BOLD Company
As heard on WNKR, 106.7FM, 60 seconds CLICK BELOW TO LISTEN Have Your Cake and Eat it Too with The BOLD Company
Read MoreBuilding or Remodeling, Think of The BOLD Company
As heard on WNKR, 106.7FM, 60 seconds, CLICK BELOW TO LISTEN Building or Remodeling, Think of The BOLD Company
Read MoreHome Sizes are Getting Smaller
Home sizes continue to shrink across the country as families look to downsize and move closer to the city. “A McMansion was a trophy–often times a house with five or six bedrooms when you only needed two,” says Scott Phillips, a real estate agent with Keller Williams in Cleveland. The median home size in 2008,…
Read MoreBanks Want More Money Down from Buyers
Banks are increasingly telling borrowers that if they want to buy a home, they need to come with a higher down payment. Banks are requiring higher down payments in order to help mitigate the bank’s risk as home prices continue to fall. Plus, banks say larger down payments discourage delinquencies. The Obama administration last week…
Read MoreMike Kegley Testifies for NAHB to the U.S. House Small Business Committee
Under the Patient Protection and Affordable Care Act that was signed into law last year, businesses will have to file a significant number of additional IRS Form 1099s. Currently, businesses are required to file 1099s when they purchase more than $600 in services in a given tax year. But starting in 2012, businesses would also…
Read More$500 Cash Winner from BOLD
Congratulations to Kim of Independence. She is the winners of our $500 cash prize from the 2011 Northern Kentucky Home and Remodeling Showcase.
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