Listening to dreams and building memories!

Archive for December 2009

Remember the Extra Costs of Owning Your Home

Home buyers should be prepared for a bundle of extra costs beyond the mortgage payment. “Some people walk away from closing with a nickel and a stick of gum, and that’s probably not going to be a good idea,” says Dale Robyn Siegel, president of Circle Mortgage Group, in Harrison, N.Y. People whose only previous…

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Buy or Lease Your Office Space?

The “American Dream” is often synonymous with property ownership, specifically home ownership. This common knowledge which nearly every American understands – that investment in real estate is among the best ways to improve quality of life and secure one’s financial position – should extend, too, into our entrepreneurial and commercial pursuits. Investing in ourselves and…

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IRS Sets New Rules for Tax Credit

The IRS has spelled out guidelines for eligibility for the home buyer credit when co-borrowers purchase a property. When a home-owning parent of an adult child co-signs for a mortgage and both names appear on the note, the IRS says that under some circumstances, the first-time home buyer can qualify for the whole amount. The…

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Tax Credit Getting Buyers Off the Fence

The new $6,500 move-up Homebuyer Tax Credit is apparently motivating buyers, according to a Campbell Communications survey of 1,500 real estate practitioners. Existing home owners accounted for 41 percent of home purchases in November, up from 38 percent in October, the survey found. “Current home owners jumped at the credit,” says survey research director Thomas…

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Cash for Caulking

President Obama proposed a program Tuesday that would reimburse home owners for installing energy-efficient appliances, windows, and insulation. Under what has been dubbed “Cash for Caulking,” home owners would get a 50 percent rebate on items like energy-efficient air conditioners, heating systems, washing machines and dryers, refrigerators, replacement windows, and insulation up to $12,000, meaning…

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Are Tankless Water Heaters for You?

More and more people are asking about tankless water heaters for remodeling and new construction projects, especially when you consider that they take up less space, generally last at least 20 years, and can truly provide “endless hot water” if they are specified properly. Are they truly “green” and are their operating costs low enough…

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Bernanke Promises Low Interest Rates

Federal Reserve Chair Ben Bernanke said Monday that he could make no guarantees that the current economic recovery will last, but he promised to keep interest rates at low levels for “an extended period.” Central bank officials will discuss monetary policy when they meet Dec. 15-16. Bernanke, who was speaking to the Economic Club of…

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Pediatric Dental Center Completion

James has just completed construction management of the Pediatric Dental Center for Dr. Eric Soper at 5495 North Bend RD in Burlington. Check out the finished photographs and call Dr. Soper at 859-534-5640 for your appointment. Check with James or Mike at 859-657-6700 for your commercial building or tenant finish construction needs. Experienced in medical,…

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Master Bathroom Makeover

Santa BOLD came early to Robert and Kathy’s home this fall. They were ready to update their master bath and we helped by installing taller maple vanities, a granite counter top, tile floors and brushed nickel faucets. See the before: _________________________________ and the after: _____________________________ _________________________________ ___________________________________ Thank you Robert and Kathy for choosing The…

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Parents Should Consider Homes as Gifts

Parents who are looking for a gift to give their kids this holiday season should consider a house. With prices in the cellar, this could be a terrific year to give a down payment or even the whole home. The Internal Revenue Service says a married couple can each give gifts of $13,000 of money…

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