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When how you build is as important as what you build!
Building Your Dream Home - What You Need To Know

Archive for October 2009

First-Time Home Buyer Tax Credit Works

Check out the latest from the respected Economists of the National Association of Home Builders: The First-Time Home Buyer Tax Credit Does Its Work Recent housing data — including a rise in existing home sales and a decline in the new-home sales pace — demonstrate the stimulative power of the first-time home buyer tax credit.…

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Get Your Credit in Shape to Purchase a Home

There’s no question that with today’s low mortgage interest rates, large selection of homes on the market, competitive prices, and other incentives such as the $8,000 first-time home buyer federal tax credit and the $5,000 Kentucky tax credit, now is a great time to buy a home. But what if you are planning to buy…

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The Economy Is Improving!!??

Check out the latest from the respected Economists of the National Association of Home Builders. The Economy Is Improving, Or Is It? The Commerce Department’s Bureau of Economic Analysis reported that real (inflation-adjusted) gross domestic product (GDP) fell 0.7% at a seasonally adjusted annual rate during the second quarter, an improvement from two earlier estimates…

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How Much Can You Afford to Spend on Your Home Purchase?

There are a number of free tools on the Internet to help you determine how much you could afford to spend on your home purchase. One of the best calculators is offered by the National Association of Realtors. Insert your numbers to see how much you might qualify for. Feel free to contact us at…

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Financing 101, Options for Purchasing Your New Home

Finding the right home can be a difficult decision, one that takes significant reflection and research. What area of town do you want to be in? Is it in the school district you want? What amenities are your “must haves”? Does it have the number of bedrooms you desire? What’s the neighborhood like? Choosing the…

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Kentucky $5,000 New Home Tax Credit Details

The $5,000 State Tax Credit for the purchase of a new home passed in the last Special Legislative Session went into effect July 26th, 2009 and will last for all homes closed before the $25,000,000 is exhausted or July 26th, 2010. The Kentucky Department of Revenue has a form the buyer must fill out at…

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Buying Opportunity With Long-Term Mortgages Near Record Low

Thirty-year, fixed-rate mortgages moved closer to the all-time low of 4.82 percent reached in May, falling to 4.87 percent this week from 4.94 percent a week ago, according to Freddie Mac. Home owners who refinance have an opportunity to reduce their payment on a 30-year, fixed-rate loan for $200,000 by nearly $134 a month from…

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Difference Between GFCIs and AFCIs

Special circuit breakers in your home protect you and your family from fire, shock, and electrocution. GFCIs Ground Fault Circuit Interrupters (GFCIs) are a special type of breaker used for circuits that supply bathrooms, kitchens, laundry rooms, garages, and outdoor outlets. If your power fails in just one of these areas, it probably means that…

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